These are the best fixed mortgages in November 2024, according to experts
He Euribor ended the month of October average 2.691%. The main benchmark index that determines mortgage interest rates will continue to decline in 2024, when It is already accumulating a 1,469 point drop compared to 2023.. The Euribor rate is falling slowly but steadily, and as it falls, it is likely that banks will improve their mortgage offerings.
stabilization of interest rates Compared to last year, this affected the conditions for access to mortgages, as banks made their conditions more flexible taking into account the situation of market stability. Thus, experts explain that in the current conditions fixed mortgage They continue to be the best option for those looking for stability in their mortgage costs.
iAhorro experts have compiled some of the best fixed mortgage deals for November 2024.
Best Fixed Mortgages in November 2024
- EVO: fixed mortgage with TIN 2.70% and annual rate 3.37% – For a loan of 200,000 euros we will have to pay 811 euros per month.
- BBVA: Fixed mortgage with a TIN of 2.75% and an annual rate of 3.81%. For a loan of 200,000 euros we will have to pay 816 euros per month. To access these terms, you must register for payroll and purchase two insurance policies (home insurance and loan repayment).
- Bankinter: Fixed mortgage with a TIN of 2.79% and an annual rate of 3.37%. For a loan of 200,000 euros we will have to pay 820 euros per month. To access these provisions, you must create a bank account, obtain life and home insurance, and sign up for a retirement plan.
- Iberkaya: Fixed mortgage with a TIN of 2.75% and an annual rate of 3.69%. To have access to these terms and conditions, you must have domiciled your payslip and regular receipts, use a business credit card; purchase two insurance policies (life and home) and make regular contributions to one of Ibercaja’s investment funds.
- Abanka: fixed mortgage with TIN 2.9%. For a loan of 200,000 euros we will have to pay 832 euros per month. To access these terms, you must have wages domiciled, make up to 24 purchases per year using a business credit card, and take out two insurance policies (life and home).