This way you can make your savings profitable with minimal risk and earn extra money every month.
paid accounts They are one of the savings products that users can purchase from banks to get rewards for their money without losing access to it. Specifically, this banking option pays the customer several interests agreed saving on deposit, so you regularly receive additional money. Depositors use these accounts to make profitable your money on low risk and prevent the loss of its value in the current account.
one of the greatest advantages The advantage of this product is that the owner does not lose access to his liquidityas is the case in other products that reward money with low risk, such as term depositswhich block the payment of savings for a period of time agreed upon with the organization. In addition, high interest rates belonging European Central Bank In the last period they have introduced paid accounts with high and competitive interest rates to the Spanish market. Users can find rewards of up to 5% per annum.
Thus, clients they get a little interests for him money which they deposited into a rewards account. Typically, the bank pays out this interest monthly, so users receive income additionally every month, that bank to maintain their saving into consideration.
Best Paid Accounts That Pay Every Month
The best paid accounts monthly interest payments come from both foreign and Spanish entities. First of all, the paid account of the Republic of Commerce pays 3.75% per annum up to 50,000 euros, so the client can growth up to €1,875 per year (€156.25 per month) while maintaining the maximum account balance.
B100, Abanca’s digital banking, offers an annual rate of 3.40% up to €50,000, which implies a gross annual return of around €1,700 (almost €142 per month) if the account is kept at the maximum balance. To get this reward The organization sets “healthy” goals; a pre-agreed daily step goal must be achieved.
The third paid account that is allocated and on which interest is paid monthly is the account offered by EVO Banco. In particular, client receives 3.05% per annum up to 30,000 euros, i.e. about 915 euros gross per year (76.25 euros per month) if the client has the maximum balance.
New Revolut paid account
The digital bank recently launched a new paid account with payment of up to 3.56% per annum up to 100,000 euros with interest paid daily. However, interests The results obtained depend on the corresponding plan, which may have costs. That is, according to the contract plan, client you will receive reward or another.
To get this 3.56% APR, the user must be a user of the Ultra plan, which costs 45 euros per month. The only free plan is the Standard, which has an APR of 2.02%, which is significantly lower than the best offers on the market.
However, Revolut also launched increase capture new clients. The organization offers these users a reward of 3.56% per annum regardless of the contract plan until March 31, 2025.