risks everyday life can affect the performance of a professional, causing him to demand Laboratory Inhibitibility. Illness or accidents, both on and off the job, can make it difficult or impossible to complete tasks for days or weeks.
In accordance with Social Security, Temporary disability benefit This subsidy is intended to support workers who are unable to go to work and cover loss of income in such circumstances.
However, not all professionals or jobs are eligible to access this benefit. It is subject to certain requirements and is only available for certain types of work.
Not everyone can access this benefit. The beneficiaries, according to the Social Security portal, include:
It is appropriate to emphasize that hired workers They usually receive this subsidy as a delegated payment from their company, so similar to regular salary. In the case of ordinary illness or non-work-related accident, the company makes payments from the fourth to the fifteenth day of sick leave (both included), and from the sixteenth day onwards the liability falls on the Mutual Insurance Company or the National Social Service. Security Institute. .
For workers self employedThe mutual insurance company or management organization is responsible for these payments and they can also be requested by direct payment.
Once beneficiaries have been identified, it is important to understand the requirements and amount of temporary disability benefits.
As for the requirements, the presence of a general disease implies be an affiliate and have at least 180 days of deposits in the last 5 years. In the event of an accident at work or an occupational disease, no prior insurance experience is required.
As for the amounts, they are divided as follows:
The most common common diseases are:
12 most common occupational diseases:
The most common industrial accidents are:
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