Confirmed diseases for registration of temporary disability
risks everyday life can affect the performance of a professional, causing him to demand Laboratory Inhibitibility. Illness or accidents, both on and off the job, can make it difficult or impossible to complete tasks for days or weeks.
In accordance with Social Security, Temporary disability benefit This subsidy is intended to support workers who are unable to go to work and cover loss of income in such circumstances.
However, not all professionals or jobs are eligible to access this benefit. It is subject to certain requirements and is only available for certain types of work.
Who can request temporary disability?
Not everyone can access this benefit. The beneficiaries, according to the Social Security portal, include:
- Workers branches to any social security regime that meets specific requirements.
- Workers Special regime for self-employed workers (RETA) and a special system for agricultural workers who choose this benefit.
It is appropriate to emphasize that hired workers They usually receive this subsidy as a delegated payment from their company, so similar to regular salary. In the case of ordinary illness or non-work-related accident, the company makes payments from the fourth to the fifteenth day of sick leave (both included), and from the sixteenth day onwards the liability falls on the Mutual Insurance Company or the National Social Service. Security Institute. .
For workers self employedThe mutual insurance company or management organization is responsible for these payments and they can also be requested by direct payment.
Once beneficiaries have been identified, it is important to understand the requirements and amount of temporary disability benefits.
As for the requirements, the presence of a general disease implies be an affiliate and have at least 180 days of deposits in the last 5 years. In the event of an accident at work or an occupational disease, no prior insurance experience is required.
As for the amounts, they are divided as follows:
- Common disease and accident at work: 60% of the regulatory framework from the fourth to the twentieth day of sick leave and 75% from the twenty-first day.
- Occupational Illness or an accident at work: 75% of the regulatory framework from the day following the sick leave from work.
Diseases that require temporary disability
The most common common diseases are:
- Acute bronchitis, cough and sputum.
- Cold. Sneezing, runny or stuffy nose, sore throat, cough.
- Ear infections. Ear pain, fever.
- Flu or influenza. Fever (not everyone with the flu has a fever), cough, body aches, sore throat, runny or stuffy nose, headache, chills, fatigue.
- Gastroenteritis: diarrhea, abdominal pain, vomiting, headache, fever and chills.
- Sinusitis: infection of the paranasal sinuses.
- Skin infections: redness of the skin, inflammation of the affected area.
- Sore throat: Pain or discomfort in the throat, inflammation or hoarseness.
- Urinary tract infection: pain or burning when urinating, need to urinate frequently.
12 most common occupational diseases:
- thermal load
- Silicosis
- Asbestosis
- Diseases caused by exposure to chemicals
- Voice diseases
- Respiratory diseases
- infectious diseases
- Dermatitis and allergies
- Work-related cancer
- Hearing loss
- Diseases of the musculoskeletal system
- Work stress
The most common industrial accidents are:
- waterfall: These incidents typically occur due to misuse or lack of personal protective equipment (PPE), operating at elevated positions, lack of signage in risk areas within companies, and improper handling of liquids that cause landslides in work areas.
- Lacerations and amputations: These accidents are largely due to improper use of personal protective equipment, as well as improper handling of machinery and production equipment.
- Poisoning: Exposure to hazardous substances in certain workplaces increases the likelihood of such incidents occurring.
- electric shock: Although they can be the result of irresponsible operators, they are mainly due to failures at company sites (poor maintenance).
- Road accident: The use of specialized transport is important in the daily work of companies. However, improper handling of this equipment leads to a significant increase in the number of accidents.