Gonzalo Bernardos warns of what will happen to house prices in 2025

Buy A house It’s getting more and more difficult. few offer and a lot demandwith which price property It’s getting more and more expensive. In this situation, the economic expert Gonzalo Bernardos warned about new factor take into account, starting next year: pension plansmethod saving which allows people to prepare for retirement starting next year, this will undergo big changes.

plans deprived pensions are vehicles from saving who have a like target

the main thing is to get a little income which complete pension from retirementalthough other uses can be found for it. He maximum money that could be promote It’s 1500 euros per year if you don’t want to receive it. Great from Tax authorities.

Changes to pension plans that will affect housing

Still money contributed plans from pensions you could only save once reaching retirement. However Government did modification The Pension Schemes and Funds Regulations as appearing at the Bank of England and as at 1 January 2025 investors They won’t have to wait to become retired to get your money back.

In this scenario economist and teacher Gonzalo Bernardos, he warned in his report on social network (formerly known as Twitter) that in connection with the possibility of collecting contributions from private pension plans: “A crisis is approaching Exit from many money heading to housing market (help your children).”

For my part, sector from plans from pensions foresees that families They’re not going to take out all theirs saving pension plans suddenly, as soon as the royal decree-law comes into force and refuse A massive leak from money. Inverco’s director of research and statistics, José Luis Manrique, said: “We do not expect that the behavior observed so far will change given the new assumption and that advance provisions will not reach the corresponding amounts.”

How is the housing market doing right now?

Houses there are more and more faces And buy this may turn out to be a chimerical task. In the third quarter of this year housing They rose in price by 3.1% to 1,804 euros per square meter, according to data published by Tinsa.

This is partly due to maladjustment

between offer And demand: There are many buyers and very few sellers. This is partly due to the fact that park from home Very aged, as Fotocasa research director Maria Matos explained to La Información. This expert estimates that 14% of the Spanish population are looking for house V property and what is 78% buyers compared to 16% sellers.

Bernardos already warned last September in the laSexta Xplica program about house price that: “An exciting event is approaching” and that “many people under the age of 40, with help his parentsthey are looking home V property“.