English court This is one of the largest department stores in Spain, if not the largest of all. Thousands of customers use a loyalty card with which they can enjoy certain benefits. The company reported that as of September 1 The new General Conditions of Contract will come into force.
First of allcalculation of interest when paying by card and methods of financing will be changed. Similarly, financing Payment by installments at El Corte Inglés and Other establishments. Also the interest rate that applies in the various cases of the General Conditions.
Further, also The minimum contribution amount in the “Deferred receipt” has been changed.this creature 45 euros: “The nominal interest rate applicable to the deferred balance will be 18% per annum unless the parties agree to a lower rate and In no case can the monthly payment amount be less Four five Euroreducing, where possible, the number of deferred payments to adjust their amount to the specified minimum amount.”
Calculation method management costs associated with deferring purchases for a period of 1 to 3 monthswill also be updated by installing commission 2% of the deferment amountThe maximum duration period for other financing methods has also been updated. 60 months.
assumptions about compensation for early cancellation will also be regulated: “The owner may refund the amount provided in advance in full or in part, at any time by notifying the Financial Company in writing. In this case, they will be entitled to a reduction in the cost of the loan in accordance with the remaining term of the contract. The holder is obliged to pay compensation in the amount of no more than 1% if the remaining period between the date of early repayment and the final expiration of the contract exceeds one year.“.
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