These are the 12-month fixed deposits that offer the best returns.

rewards Higher prices come from foreign banks, which have repeated the huge increase interest rates belonging European Central Bank (ECB) V interests offered in their savings products, which pay more than 4% per annum. Although investors More conservatives value national products because of the trust factor, almost 60% term deposits According to financial comparator Kelisto, in the first four months of the year, offers from foreign banks were hired. Thus, high profits are gaining popularity among users who want reward your money on low risk and with high interests.

According to the Raisin platform, which acts as an intermediary in concluding contracts for European banking products, bank The highest paying 12-month deposit is Lithuania’s Mano Bank, which offers a rate of 3.63% per annum. The company requires that the payment be no less than 20,000 euros and no more than 95,000 euros.

PayRay and SME Bank are closely following them, offering 3.62% per annum. PayRay rewards with money from 5,000 euros to 95,000, and SME Bank requires investments minimum 10,000 euros and maximum 100,000 euros. The lowest savings can be obtained in the first offer, and if the user wants to deposit an amount between 95,000 and 100,000 euros, he can get an annual rate of 3.62% with the second offer.

Portuguese Haitong, for its part, offers 3.61% per annum and requires a minimum investment of €10,000 and a maximum of €100,000.

For users who want to get these returns but they do not accumulate enough money, BluOr Bank from Latvia offers a rate of 3.60% per annum for 12 months and pays a reward from the first euro, and the maximum is set at 100,000.

Banca Progetto from Italy offers the same profitability, but repeats the usual lows and highs. The bank requires a minimum of 10,000 euros and a maximum of 100,000.

Other offers that stand out on deposits

Novum Bank from Malta also offers its clients an annual interest rate of 3.60% for one year. economic efficiency than in your product after 6 months. The minimum required deposit is 10,000 euros and the maximum is 100,000.

Is the money protected?

These banks are attached to Deposit Guarantee Fund which applies to all European countries and ensures the security of users’ money under the same conditions as in Spanish banks: up to 100,000 euros per holder in each entity.