Categories: Business

WhatsApp functionality that scammers use to steal money from your bank account

The use of WhatsApp is now available to almost everyone. This mobile instant messaging application, although it can also be used on other devices, is one of the most commonly used for communicating via text or audio messages, it even has its own option for calling, video calling and exchanging “states” with your contacts.

This opens up a whole world of possibilities when it comes to communicating with whoever we choose, in the way we prefer. WhatsApp is even used for communication today. not personalthat is, it also permeates the world of work or business, for example.

In the latter case, the application may allow us to contact the company to request a service or solve a problem, as is done in WhatsApp Business. It is in this last scenario that we must be careful if we do not want to be scammed and have everything stolen from our bank account. This happens because There are cybercriminals who pretend to be our bank

and contact us fraudulently, but how do they access our account?

How can they steal money from us through WhatsApp?

As reported by Xataka, some banking institutions have reported a growing scale of scams using WhatsApp video calls to steal money. This is possible because when we are in video call, screen sharing allowed and with enough tricks, you can trick the user into accessing their bank account while sharing the screen.

The scammers’ “modus operandi” is usually as follows: they pretend to be your bank and contact you via WhatsApp, claiming that there is some error in our account, they use a profile photo and name that matches the bank’s name. Once they tell us about the problem, they invite us to make a video call to be able to solve it electronically,

the moment they ask you to share your screen.

This is where the first alarm may go off, meaning they won’t be able to see their video, to which they might say it’s corrupted or there’s some problem with the computer. Once we share the screen, we will be asked to access the banking application, that is, our online account, and You will see how we set our access passwordswhich are saved and used to later log in and out of your account at zero or make purchases, transfers, etc. as you wish.

What you need to know to avoid falling for a scam

Although before sharing the screen, the WhatsApp application itself indicates that there may be danger if we think that we are talking to our bank, this will not cause us concern. So, to avoid this type of scam, we must always remember that No bank will ask you for information to access your account.

be it WhatsApp, screen sharing video call, SMS, email or any other occasion.

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