How to save money: 10 rules that will (also) increase your wealth
How to save money and feel good at the same time
Whether you have a big investment in the pipeline or your finances have simply tightened in recent months, cutting back on daily expenses is one of the most common New Year’s resolutions; almost a mandatory goal during January’s steep slope. The thing is How to save money This usually seems tedious and full of sacrifices, but here is the framework that supports all the rules that I will explain below: It’s not about not spending, but about doing it consciously.; offer year with low purchase instead of a year without purchases (something that can lead to a lot of frustration and we all know that sooner or later we will not be able to comply, with the accompanying feelings of guilt and possible rebound effects from restrictions). And yes, we admit that we love rules—habits, if you will—whether it’s to bring more spirit and energy into each day, or to ensure that your teeth whitening goes flawlessly. Below, we’ll share the most effective ones regarding the million-dollar question: how to save money without sacrificing your well-being and quality of life.
No. 1. Check your bank account spending daily
We encourage you to access your banking app with the same naturalness with which you access your social media. Doing this regularly will help you understand how “your money goes away” and manage it more adequately. In addition, there is a type of fraud that lasts a long time and involves periodic debits of small amounts from your account; Updating the identification of each amount will help you avoid this. Finally, some expert savings tips include: Programs for example: “A tandem that connects to your bank account and analyzes your spending.”
No. 2. Walk and run in the fresh air
The first part is one of 20 beauty tricks I copied from my French friends: If there is a place that can be reached on foot, go for a walk; Avoiding taxis and public transport will not only benefit your economy, but your health will thank you too. The same reasons underlie the chassis. If you signed up for a gym just for exercise run on the feed, unsubscribe: your city is the best case scenario. There is always a park or clean area near the house where you can play sports in the fresh air, and as they say trainer well-being Amagoya Eizaguirre, “We should strive to live a more active life and connect with nature; It reconnects us with who we are, gives us creativity and well-being.”
No. 3. Check all your subscriptions and cancel them ruthlessly.
Seriously, how many media platforms do you subscribe to that you even visit? once a month? If you’re still a subscriber just because you’re waiting for the new season of your favorite show to premiere, cancel your subscription: When that happens, you’ll have time to reactivate your subscription. Think about how your recurring costs have increased over the years thanks to these types of services… it’s worth continuing to pay only for services you actually enjoy on a regular basis.
No. 4. Organize your closets
One for clothes, one for cleaning supplies, one for sheets, one for makeup (according to these guidelines), and even a pantry. You will not only free yourself from enormous mental load and will reduce visual noise, but you’ll be able to keep a pretty accurate record of everything you have and everything you’re missing. This way, you’ll avoid repeat purchases and get the most out of what you already have, which is the best way to save money.
No. 5. Buy and sell clothes on second-hand sites
When it comes to shopping, they say that cheap means expensive, but in the trading market this maxim is not usually applied. used. Thanks to the September Second Hand movement, it became possible to leave fast fashion forever, managing to dress better than ever and invest in clothes much more wisely; Try it! Also on Vinted and Wallapop you can find used luxury goods or rarely used, high-quality clothing which will serve you for many years at affordable prices; This will compensate you in the short and long term.
On the other hand, following the previous rule, we recommend that when organizing a dressing room, put For sale is anything you haven’t used in over a year, isn’t your size and/or you’re sure you won’t use again.. Offer it on resale sites even at a nominal price, and if you are lazy, send photos to your friends and family through WhatsApp groups; Only then can you ensure that they end up in the hands of someone who actually wants and intends to use them. Of course, if the items in question are luxury items, it’s worth taking the time it takes to sell them on Vestiaire Collective. And with the money you receive, buy only what you need, this is one of the 4 keys to avoid consumerism.
No. 6. Stick to a budget
Don’t spend more than is necessary in the present with the expectation that you will earn more money in the future; Living beyond your means is never positive. Ideally you should pay attention realistic budget which you can complete without much difficulty and which eliminates unnecessary expenses. Returning to rule number 1, set limit figure of which your bank balance does not decrease at the end of the month and strive to adjust to it daily.
No. 7. Ask for a raise
Perhaps it’s time for a raise—perhaps it came years ago—and your boss didn’t even think about it. Continue 9 keys of one trainer managers to succeed in difficult conversations and try; As they say, you already have a no.
No. 8. Don’t neglect what’s left at home
Bring elegant lingerie, pajamas and robes; use high-quality towels and bathrobes; use the best service you have every day to eat or drink coffee; Keep your home tidy and clean… All those aspects that are not visible are essential to your well-being, especially given the number of hours we spend at home. It’s not about investing financially in them, but taking care of them to improve your quality of life: feel better and don’t fill the void by buying things you don’t need.
This is one of the best Programs help you eat a healthy and balanced diet (according to nutritionists) aimed at preventing food waste in supermarkets, bakeries, fruit shops or restaurants. Thanks to this, for less than three euros you can buy package endangered food items in your area and prevent them from ending up in the trash at the end of the day. Ideally, go to fruit and vegetable stores (they will give you package as healthy as possible) Freeze the foods that make this possible and cook the rest as quickly as possible.. This requires some organization, but will allow you to save money, combat waste, and introduce foods into your diet that you wouldn’t normally eat.
No. 10. Eliminate unnecessary expenses, no matter how insignificant they may seem.
Some of the rules already stated are mentioned here, but they are so important that they deserve special mention. We have to eliminate all these seemingly minimal but unnecessary expenses, and in most cases it is enough to be a little far-sighted: prepare food at home the day before instead of buying “whatever” near the office; drink coffee at home or carry a thermos with you instead of ordering coffee to go; go out on time and take a walk instead of taking a taxi… it all adds up and you’ll see it when you start practicing rule number one.